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It's still too early to tell whether federal health insurance reforms are having any significant impact on workers' compensation costs. But it's fair to say that so far, some of the worst-case scenarios raised as the Affordable Care Act went into effect have not yet come to pass.

You must have comprehensive insurance to file a claim for a stolen car, and even then, you may be investigated as a suspect in the crime before your insurer pays out.

You must have comprehensive insurance to file a claim for a stolen car, and even then, you may be investigated as a suspect in the crime before your insurer pays out.

Having these six types of insurance can help restore a bit of normalcy to your life in the aftermath of tornado damage to your property.

News from Hanover Insurance Group, mergers with NFP, new AIG personal insurance division CEO and more insights from the insurance industry.

News from Hanover Insurance Group, mergers with NFP, new AIG personal insurance division CEO and more insights from the insurance industry.

For certain, every risk manager and risk management department encounters a wide range of mountains to conquer. While I could expand further about these issues, I instead thought that I would share some observations and confessions about my risk management career.

If admitted carriers become insolvent, guaranty funds typically cover losses. But hard-to-place risks, which require the broker to access the surplus lines market, can present a virtual minefield.