Allianz SE reported a 23 percent increase in fourth-quarter net income and announced its first-ever share buyback.

Email continues to be among the most effective marketing tools available to insurance agents to grow their business. But it continues to evolve. It's not your older brother's email anymore.

Use these steps to get the right players to contribute to your business.

Over the last 12 months, the all items index rose 2.5 percent before seasonal adjustment. The January increase was the largest seasonally adjusted all items increase since February 2013.