Farmers Insurance has dug deep into historical auto claims data to determine the most common hazards drivers face during the spring season.

Another wave of tornado-spawning thunderstorms is set to rip across the Great Plains and South this week, putting the U.S. within reach of a record year for life-threatening twisters.

Insurance carriers are increasingly offering niche policies that protect customers against unusual risks.

Flooding contributed to much of the countrys disasters.