Millennials in their early 20s tend to be risker drivers than previous generations at the same point in their lives, according to a new report from credit reporting agency TransUnion.

Related: Millennials are not the enemy. Here's why

The “TransUnion Insurance Millennial Study” examined TransUnion's proprietary driving history records, distracted driving information and vehicle history information and found:

• The frequency of violations is highest for millennials and has been increasing over time.
• Millennials receive the most distracted driving violations of any generation and the rate of increase is 1.8 times higher than Generation X and 2.4 times higher than boomers.
• Millennials average more driving miles than any other generation (13,725 miles annually), which is 3 percent higher than Gen X and 8 percent higher than boomers.
• Millennials have the highest percentage of higher risk vehicles.
• Millennials have the highest percentage of only having liability coverage (37 percent).

Wisdom with age

However, the study also found that as millennials reach their early 30s, they perform as well — if not better — than Gen X drivers of the same age. Additionally, fewer millennials have collections as a percentage of credit active consumers compared to Gen X, says TransUnion.