‘Overall exposure to natural catastrophe is up as people move into places prone to hurricanes, wildfires, floods and other perils.”

‘As property risks evolve, agents have a responsibility to educate their insureds and offer practical and personalized guidance.’

‘Speed and accuracy in claims handling is a distinct advantage to carriers and non-negotiable for customers while selecting insurance.’

Historically, a decrease in policies held by the insurer of last resort indicates market conditions are improving.