After the next disaster, homeowners will still need assistance, and communities will still need help with cleanup and recovery.

The “Wildfire Insurance Coverage Study Act of 2025,” was introduced by U.S. Senators Martin Heinrich (D-N.M.) and Tim Sheehy (R-Mont.).

Insurance agencies are built on relationships and expertise, and in most situations the agency owner is the foundation.

Some policymakers expect tariffs to result in one-time adjustment to prices, while others are concerned that tariffs could prove more extensive.