The employer asserted the "positive work order" defense, which required proof that there was a specific policy in place, the claimant knew about the employer's policy, and that the claimant's conduct at the time of injury removed the claimant from the course of employment.

Previously, only NFIP insurance was allowed for FHA-insured mortgages, which limited consumers' options, HUD reported.

A clear strategy for innovation requires vision and guiding principles.

Pathpoint CRO and President Ralph Blust shares his expertise on how the increase in destructive wildfires has shifted the market, and why it's driving insureds to the E&S space.