Insurance policies may never be beach-reading material, but many small-business buyers are frustrated by their inability to easily comprehend their coverage terms and conditions, two recent Deloitte Research focus groups revealed.

New York States Department of Insurance has filed its rehabilitation plan for Financial Guaranty Insurance Company, outlining how payments will be made in cash to claimants as available funds allow.

On the heels of a Consumer Federation of America report charging that auto insurers put too much weight on non-driving rating factors, the Insurance Information Institute released figures showing that insurers use of a wide range of rating factors has held down consumers expenditures on auto insurance.

Over the last three years, technology innovations such as social media, mobility and usage-based insurance have captured the imagination of insurance IT shops. What lies ahead for 2013?