PG&E's potential liability if they are found responsible for this year's fires could be as much as $15 billion.

There's an increased risk that software failures will cause injuries to property & persons, potentially in large numbers.

The damage caused by a cyberattack can extend far beyond a tarnished reputation.

Insurers face even more risks than their policyholders when it comes to protecting data, requiring more stringent security measures to defeat hackers.