Nearly 26 inches of rain was recorded at Florida's Fort Lauderdale-Hollywood International Airport after a storm hit April 12.

Soaring inflation and the growing popularity of UBI policies mean insurers need to adapt if they want to keep their most loyal customers.

"Here, Estep contends that his accident occurred while he was loading his car with luggage, which was part of a greater mission of returning home to Chesapeake with that luggage," Judge Frank K. Friedman wrote on behalf of the majority. "Simply put, transporting luggage is a valid and expected use of a vehicle, and one cannot transport the baggage without first packing the vehicle."