Unfortunately, no one knows where — or when — the next major hurricane will hit. (Photo: Ryan/Adobe Stock) Unfortunately, no one knows where — or when — the next major hurricane will hit. (Photo: Ryan/Adobe Stock)

Rising ocean temperatures have made hurricane season more intense, causing storms to grow increasingly devastating. Nine out of the ten costliest hurricanes to hit the U.S. occurred in the past 20 years. In 2022 alone, hurricanes and floods caused $120 billion in insurance losses, a stern reminder of the need for risk mitigation.

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