Agents and underwriters owe it to their clients to communicate the benefits of coverage for contingent events--second-hand risk.

Superstorm Sandy is profoundly reshaping the approach New York City officials and business executives are taking to storm risk, and they devoted a day in downtown Manhattan on the eve of the Atlantic hurricane season to discuss plans to deal with that exposure in the future.

Superstorm Sandy is profoundly reshaping the approach New York City officials and business executives are taking to storm risk, and they devoted a day in downtown Manhattan on the eve of the Atlantic hurricane season to discuss plans to deal with that exposure in the future.

How a company responds to a disaster and how the public perceives that response can have a significant and lasting impact on its business. Read 10 steps to an effective response - before it's too late.