By Robert M. Dietzel, CIC, ARM, managing partner andco-founder, KMRD Partners Inc.

The partners at the insured were exactly where they wanted tobe. Their firm sold best-in-class products at competitiveprices. Profit margins were sufficient. After years ofdiligent outreach and performance, the partners had earned thetrust of a dedicated client base. Suppliers were conscientious anddependable. Key employees had embraced the company mission. Everything seemed to be under control. What could possibly gowrong?

Those of us who are committed to supporting organizational riskmanagement know fully and by example that not all risks are underthe insured’s immediate control.

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