Q&A

Coverage Q&A: The insured is to assume no obligation, make no payment, or incur any expense without the consent of the insurer.

Coverage Q&A: Both Federal Emergency Management Agency (FEMA) and National Flood Insurance Program (NFIP) form language can impact claims.

Coverage Q&A: Business income is the net income that would have been earned were it not for an insurable loss.

Coverage Q&A: As legal marijuana use becomes more pervasive nationwide, so too will cannabis-related insurance claims.

Coverage Q&A: Not all of the costs associated with repairing broken pipes are covered by insurance.

Coverage Q&A: The freezing, thawing or pressure of water or ice exclusion in homeowners' insurance policies does not apply to snow.