Under a standard dwelling and landlord insurance policy, ensuing losses caused by acts committed in the course of vandalism and mischief are not covered if the property has been vacant for 60 days. (Photo: Shutterstock) Under a standard dwelling and landlord insurance policy, ensuing losses caused by acts committed in the course of vandalism and mischief are not covered if the property has been vacant for 60 days. (Photo: Shutterstock)

Analysis brought to you by FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to learn how to find answers to YOUR coverage questions — click here!

Question: We have an insured who carries a dwelling and landlord policy (DP-1). Burglars broke in/forced entry into the home and stole the boiler. That caused water damage to the home. Is the ensuing water damage covered?

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

FC&S Editors

 

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.