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Florida Insurance Commissioner Kevin McCarty has ordered 16 workers' compensation insurance companies or groups to return a total of over $9.4 million in excessive profits to their policyholders.

Lloyd's China received approval to write direct insurance in China, Lloyd's announced on its website.

"Bad apples" have common habits: frequent complaining, engaging in office gossip and outright work avoidance. What's worse, they can have significant residual effects on any office morale.

Former Editor Thomas J. Slattery, who passed away last week, revolutionized the journalism practiced by National Underwriter, says current Editor Sam Friedman in his blog today at www.NUSamSoapBox.com.

While good governance, modeling and disclosure are vital to insurance risk management, the risk manager also has a pivotal role to play in creating a proactive and preemptive risk management culture, Swiss Re said.

Agents seeking advice about how to build their brand through online social media can listen to experts on the subject next month via a free webinar.