News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance. These insurance products protect individuals and families against potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits and illness.
A federal district court in New Jersey, in a Superstorm Sandy coverage case, has ruled that a homeowners insurance companys letter to its insureds amounted to an unequivocal denial of benefits.
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