Market Insights

Subrogation with regard to a fire claim is an extremely effective means of recovering loss expenses. Whether it involves workmanship, product liability, product design or failure to warn, many of the same steps have to be initiated, documented, and properly performed before recovery is possible. For the sake of clarification

I debated whether or not to use this title, since it is a little crass. During Bill Clinton's presidential campaign, James Carville, Clinton's campaign manager, was concerned that Clinton's campaign efforts were getting diluted because Clinton was trying to address so many issues. They decided to identify one item to...

Several years ago I lived in Knoxville, Tenn., in beautiful east Tennessee. There was a place in the middle of the city where two major interstate highways, I-75 and I-40, came together. The volume of traffic going through this major intersection had exceeded the original intent of the design and...

It's safe to say that you won't find any punch-card readers in use at insurance companies anymore, and youd probably be hard-pressed to even find a typewriter. Those two machines were instrumental to record keeping and data processing at insurers for decades but, ultimately, they made way for a new...

Claims agents and adjusters are bombarded with information every day regarding new tools and techniques promoted as improvements to the industry. But knowing which ones are going to improve the process compared to those that will just add cost is critical for the adjuster trying to manage claims in a...

Carriers offer some level of online capability for commercial customers and prospects, but functionality varies. Complexity with state laws and rating procedures add to the challenge of online sales.