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Instant Insights

Instant Insights / The coronavirus and its impact

The coronavirus has upended lives and businesses around the globe. From business interruption and supply chain disruption to event and travel cancellations, we are only just seeing the beginning stages of COVID-19's impact. These articles provide valuable insights on insurance coverage, preparation tips and more to help individuals and businesses reduce exposures as the virus spreads.

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  • News

    Judge rules businesses can sue insurers for coronavirus losses

    Hannah Smith | August 13, 2020

    This decision is the first known U.S. victory for policyholders suing their insurers for denied COVID-19-related claims.

  • News

    D.C. restaurants lose COVID-19 insurance coverage suit

    Hannah Smith | August 12, 2020

    Although the judge found that there was no 'direct physical loss' for COVID-19 closures, the decision comes with some limitations.

  • Analysis

    Public policy post-COVID-19: TRIA or NFIP for a pandemic?

    Joseph Gunset | August 10, 2020

    With TRIA and the NFIP, the insurance industry has laid the groundwork for what may evolve into a federally-backed 'pandemic insurance' program.

  • News

    Swank NYC eateries sue for COVID-19 business interruption coverage

    Jane Wester | August 07, 2020

    These New York City destination restaurants also argue in their insurance lawsuit that pandemic safety rules rendered them non-functional.

  • Slideshow

    How COVID-19 has impacted international data privacy laws

    Victoria Hudgins | August 07, 2020

    Some countries are acknowledging the pandemic's business disruption by altering plans for new privacy legislation.

  • Load More Stories
  • Commentary

    IICF gets creative about giving back during COVID-19

    Wendy Houser | August 07, 2020

    The Insurance Industry Charitable Foundation is mixing exercise, friendly competition and team building to continue its charitable efforts.

  • Analysis

    D&O claims grow amidst the coronavirus

    Tony Jones, Jennifer Mathis and Michael Huggins | August 04, 2020

    Companies’ inadequate health and safety precautions to prevent the spread of COVID-19 form just one basis for D&O claims.

  • News

    AmeriSys offers contact tracing for COVID-19

    Patricia L. Harman | July 31, 2020

    A managed care organization is providing employers a new way to help fight the spread of the coronavirus as businesses reopen.

  • News

    Court dismisses COVID-19 'fear cases' against Princess Cruises

    Hannah Smith | July 21, 2020

    The plaintiffs did not test positive for the virus but sought to recover damages based solely on a fear of contracting COVID-19.

  • Analysis

    COVID-19 results in heightened environmental exposures

    Mark Vuono | July 13, 2020

    Most environmental policies do not cover COVID-19-related losses, but they do cover the exposures outlined here.

  • Load More Stories
  • Commentary

    Post pandemic P&C insurance: How to avoid past playbooks

    Rajnil Mallik, Neeraj Sibal and Devesh Nagar | July 10, 2020

    The COVID-19 pandemic catalyzed new economics and business models that will require fresh data insights. Here's what that means for insurance.

  • Q&A

    'Pandemic speed': Managing the risks of vaccine development

    Anne Bagamery | July 08, 2020

    Companies at the forefront of research need to handle complex insurance issues from product liability to force majeure concerns.

  • Analysis

    Judge orders McDonald's must improve COVID-19 employee protections

    Amanda Bronstad | July 07, 2020

    The first-of-its-kind ruling calls risks to employees 'severe' and potentially a 'matter of life or death.'

  • News

    Insurer wins in one of the first U.S. COVID-19 coverage rulings

    Hannah Smith | July 07, 2020

    The landmark ruling supports what insurers have argued since the start of the pandemic: COVID-19 does not cause 'physical damage.'

  • Best Practices

    10 pandemic-related challenges likely to plague employers in the future

    Maggie Spell | July 03, 2020

    Advance planning for these 10 potential challenges will help companies to react thoughtfully rather than impulsively.

  • Load More Stories
  • Commentary

    Verified inspections can help insurers with hurricane season in the COVID era

    Craig Stack and Kyle Fox | June 23, 2020

    Some forecasters are predicting an 'active' season this year with approximately 20 named storms in the Atlantic alone.

  • Commentary

    Navigating through proof of loss requirements during the COVID-19 pandemic

    Syed Ahmad and Daniel Hentschel | June 22, 2020

    It is vital for insureds to pay close attention to the time limitation for submitting the proof of loss.

  • Best Practices

    Emergency response management during COVID-19

    Robert Watson | June 19, 2020

    Here's how to prepare for a challenge within a challenge.

  • Commentary

    Pandemic B.I. claims: After the sound and fury, where are we now?

    Max H. Stern and Jessica E. La Londe | June 18, 2020

    With hundreds of coverage lawsuits pending throughout the country and more sure to come, where do we go from here?

  • News

    Cuomo faces federal lawsuit over COVID-19 restrictions

    Ryan Tarinelli | June 18, 2020

    According to the suit, social distancing rules are not neutral policy but instead a 'content-based regulation of First Amendment-protected activity.'

  • Load More Stories
  • Market Insights

    The initial effects of COVID-19 on insurance employment

    Heather A. Turner | June 17, 2020

    Even amongst the pandemic's challenges, the insurance labor market has maintained relative stability.

  • Market Insights

    Macro risks and other COVID-19-related threats impacting the insurance industry

    Danielle Ling | June 17, 2020

    Swiss Re's 2020 SONAR report analyzes global issues impacting the P&C and reinsurance industries this year.

  • Research

    7 reasons the U.S. COVID-19 picture is so fuzzy

    Allison Bell | June 16, 2020

    Many of the numbers from states like Arizona look fine. Others don't.

  • Market Insights

    The impact of COVID-19 on the renewable energy market

    Loren Henry | June 16, 2020

    Supply chain disruption out of China is one way the pandemic has affected the $184 billion renewable energy market.

  • Commentary

    Exploring COVID-19 workers’ comp liability of Florida employers

    Keith S. Howell and Kelli A. Evangelist | June 16, 2020

    While many expected workers’ compensation claims are expected to increase given the pandemic, statistics show otherwise.

  • Load More Stories
  • Research

    COVID-19 highlights why insurers need to push for greater technology adoption

    Denny Jacob | June 15, 2020

    Despite all the negative consequences of COVID-19, insurance opportunities still exist for agents & brokers.

  • News

    Coronavirus update: Updated CDC guidelines, tracing apps and more

    Heather A. Turner | June 15, 2020

    Here is an update of coronavirus-related news from around the world on June 15, 2020.

  • Analysis

    Empowering remote workers in a post-COVID-19 era

    Vic Herring | June 12, 2020

    Amidst the challenges of telework, the focus is still on maintaining and improving employee productivity.

  • Slideshow

    U.S. cities that are most, least affected by COVID-19 unemployment

    Richard Binder | June 12, 2020

    A new study from WalletHub reveals which cities have experienced the largest — and smallest — increases in pandemic-related unemployment.

  • Commentary

    Interrupting the COVID-19 business interruption: Now what?

    Patrick Kelahan (The Insurance Elephant) | June 11, 2020

    Once operations have stabilized post-COVID-19, how can businesses refocus strategic plans for what comes next?

  • Load More Stories
  • Market Insights

    The rapid increase in pandemic-related cybersecurity claims

    Michele Epstein | June 11, 2020

    As of the end of March, the FBI has investigated more than 1,200 complaints of COVID-19-related cybercrimes.

  • Best Practices

    How to reopen your insurance agency

    Becky Schroeder | June 09, 2020

    There's a lot to consider when reopening amidst the pandemic— not only are there various approaches but the stakes also are high.

  • Analysis

    How COVID-19 will impact the 2020 hurricane season

    Danielle Ling | June 09, 2020

    Surprising complications from decreased air traffic is one crucial consequence of the pandemic for this year's hurricane season.

  • Best Practices

    Insurers get ready for workforce re-entry

    Sam J. Friedman and Tina Witney | June 09, 2020

    The past few months have shown that insurers can be remarkably flexible and imaginative.

  • Slideshow

    The 20 states most in need of post-COVID-19 loans

    Richard Binder | June 05, 2020

    Research indicates that residents in these states are having the most trouble making ends meet due to the pandemic.

  • Load More Stories
  • Analysis

    S&P: Small businesses still hurting despite Paycheck Protection Program

    Jeff Berman | June 05, 2020

    The firm found that 63% of first-round PPP loans went to industries less impacted by social distancing.

  • Commentary

    COVID-19: The 8-step checklist for insurance agencies

    Michael Jans | June 04, 2020

    Will your agency rise or fall in today's crisis?

  • News

    Plaintiffs claim insurers are taking advantage of COVID-19-related delays

    Robert Storace | June 03, 2020

    Personal injury attorneys are accusing insurers of using COVID-19-related court closures to leverage settlements.

  • Analysis

    How COVID-19 is reshaping risk management

    Elana Ashanti Jefferson | June 03, 2020

    Insurance and risk management thought leaders share insights about how the pandemic has impacted their work.

  • Commentary

    Workers' compensation will rise to the challenge against COVID-19

    Bill Donnell | June 02, 2020

    This moment is a call to action for leadership in the workers' compensation system.

  • Load More Stories
  • Slideshow

    Top agents offer tips for finding success in challenging times

    Heather A. Turner | June 02, 2020

    Travelers' 2020 Personal Insurance Agents of the Year share how they've overcome industry challenges during the coronavirus pandemic.

  • Market Insights

    COVID-19 will speed up insurer tech upgrades: Majesco CEO

    Allison Bell | June 01, 2020

    Adam Elster expects the crisis to slow deals now but boost sales later.

  • News

    Coronavirus update: Fear of a 'second wave,' U.S. severs WHO ties and more

    Heather A. Turner | June 01, 2020

    Here is a round-up of essential COVID-19-related news from around the world on June 1, 2020.

  • Podcast

    Beware of food-related claims as vendors reopen

    Patricia L. Harman | June 01, 2020

    A new podcast addresses food contamination issues as restaurants emerge from lockdown.

  • Research

    Survey: Concerns insurance agents must address amidst COVID-19

    Heather A. Turner | May 29, 2020

    A Nationwide survey reveals how the pandemic is forcing agents to answer fundamental questions about their businesses.

  • Load More Stories
  • News

    Select insurers extend insurance policy refunds through June

    Danielle Ling | May 29, 2020

    In April, more than 82% of auto insurance companies offered policyholders refunds and credits, according to the Consumer Federation of America.

  • Analysis

    Will COVID-19 end the Pennsylvania Workers' Comp exclusive remedy provisions?

    Sherri Dougherty and Brian Dunstone | May 28, 2020

    Under certain circumstances, an employee may file suit against an employer beyond a workers’ compensation claim.

  • Best Practices

    A consumer's guide to disinfecting after COVID-19

    Jeffrey Gross, CR | May 27, 2020

    Many companies that lack the proper training and understanding of the disinfection process are offering services they are ill-equipped to provide.

  • Research

    Global recession, high unemployment among top risk concerns, report finds

    Danielle Ling | May 27, 2020

    The economic fallout of the COVID-19 pandemic is the top concern of risk managers and corporations in the next 18 months.

  • Commentary

    Four reasons why 'modern' agencies were better prepared for COVID-19

    Michael Jans | May 27, 2020

    'Modern' agencies are advancing past 'old school' operations in the COVID-19 era.

  • Load More Stories
  • Best Practices

    An integrated approach needed to safely reoccupy workplaces

    Wm. Chip D'Angelo | May 26, 2020

    In order to mitigate against the spread of COVID-19, a customized return-to-work plan must be unique to each building.

  • News

    AXA vows to pay COVID-19 claims after losing French court battle

    Heather A. Turner | May 26, 2020

    The decision could set a global precedent for coronavirus-related claims disputes.

  • Analysis

    'Uphill battle' ahead for homeowners claiming COVID-19 losses

    Anthony L. Miscioscia and Timothy A. Carroll | May 26, 2020

    Recent court decisions indicate a possible battle for individuals seeking COVID-19 coverage under their homeowner insurance policies.

  • Market Insights

    Moody's: 3 long-term impacts financial services face due to COVID-19

    Denny Jacob | May 25, 2020

    Moody's identified three main areas that it expects will have an enduring impact on financial service providers.

  • Expert Opinion

    Court opinion finds COVID-19 qualifies as a natural disaster

    Joann M. Lytle and Jennifer Black Strutt | May 22, 2020

    A Pennsylvania Supreme Court decision may help policyholders seeking coverage for COVID-19 losses.

  • Load More Stories
  • Slideshow

    How COVID-19 has impacted 10 of the largest U.S. industries

    Richard Binder | May 22, 2020

    Each of these industries is grappling with its own specific set of struggles but share many of the challenges.

  • News

    Insurance groups unveil the Business Continuity Protection Program

    Heather A. Turner | May 22, 2020

    The proposed federal program would help businesses meet the financial challenges from future pandemics.

  • Best Practices

    Insurance agency survival strategies: Lessons from COVID-19

    Jeff Arnold | May 21, 2020

    We were prepared to manage a business interruption event. We did not expect a revenue interruption event.

  • Research

    COVID-19 caused 48% of Americans to cancel summer travel

    Heather A. Turner | May 21, 2020

    A new survey from ValuePenguin also reveals that U.S. consumers lost an average of $854 in nonrefundable travel costs.

  • Commentary

    Insurance coverage for employment claims arising from COVID-19

    Timothy P. Law and Esther Y. Kim | May 21, 2020

    Some employers may face employment practices claims relating to how they have handled aspects of the employment relationship.

  • Load More Stories
  • Best Practices

    Businesses could face liability if employees test positive for coronavirus

    Dave Chmiel and Thomas Steinbrenner | May 20, 2020

    The question is no longer IF COVID-19 will become a business issue, but how to prevent it from becoming a significant one.

  • Podcast

    Insurance Speak: Business interruption claims & COVID-19

    Patricia L. Harman | May 20, 2020

    Erik Josowitz of InsuranceQuotes.com talks about the role of BI insurance for businesses forced to close due to the coronavirus.

  • Market Insights

    Restaurant owners face new liabilities as a result of COVID-19

    Denny Jacob | May 19, 2020

    Workers' compensation, employment practices and liquor liability look much different in the age of COVID-19.

  • Commentary

    Staying nimble is key for insurance agents post-COVID-19

    Philip Charles-Pierre | May 19, 2020

    The insurance landscape will shift as regions begin to open up and small businesses come back online.

  • Expert Opinion

    Employer perspectives and priorities during a pandemic

    Kimberly George and Mark Walls | May 19, 2020

    Three industry experts discussed the major issues facing the public entity, health care and restaurant industries.

  • Load More Stories
  • Coronavirus update: Insurers report losses, countries reinstate lockdowns and more

    Heather A. Turner | May 18, 2020

    Here is a round-up of essential COVID-19-related news from around the world on May 18, 2020.

  • News

    House passes $3T stimulus package but Senate passage unlikely

    Melanie Waddell | May 18, 2020

    While the legislation is unlikely to pass in the Senate, political strategists say a toned-down bill will get done.

  • Expert Opinion

    Access to care and return-to-work safety during a pandemic

    Kimberly George and Mark Walls | May 18, 2020

    Three industry experts discussed how businesses can prioritize workforce safety through strategic planning.

  • Analysis

    How insurer innovation is supporting adjusters during the pandemic

    Samir Gulati | May 18, 2020

    The property & casualty industry has benefited by stepping up innovation during the COVID-19 crisis.

  • Market Insights

    Evaluating how legislation responds to business interruption

    Heather A. Turner | May 15, 2020

    The proposed COVID-19 business interruption bills have arguably been the most controversial topic surrounding the pandemic.

  • Load More Stories
  • Slideshow

    10 worst U.S. cities for virus-related unemployment

    Michael S. Fischer | May 15, 2020

    WalletHub ranked 180 cities based on the change in the jobless rate from a year ago.

  • News

    World’s insurers face $203 billion in losses from the coronavirus

    Benjamin Robertson | May 14, 2020

    COVID-19 claims are on a par with some of the most catastrophic events of recent years and could rise further if the virus isn’t contained, says Lloyd’s.

  • Analysis

    Tax disaster claims offer pandemic relief for some property owners

    Les Shaver | May 14, 2020

    Right now, at least 11 states have some sort of valuation relief or tax deferral program related to disasters.

  • Case Study

    Lawsuits spurred by the COVID-19 pandemic

    Hannah Smith | May 14, 2020

    While the majority of cases concern business interruption coverage and virus exclusions, there are a couple of outliers.

  • Analysis

    Social distancing and telehealth: The impact of the coronavirus

    Jennifer Schoenthal | May 14, 2020

    Telehealth providers need to ensure their coverage bridges a range of risks, including burgeoning cyber liabilities.

  • Load More Stories
  • News

    Pennsylvania bill would define COVID-19 as property damage

    Hannah Smith | May 13, 2020

    The proposed legislation would require insurers to pay claims that standard property policies do not typically cover.

  • Q&A

    Business interruption: How does civil authority coverage apply?

    FC&S Editors | May 13, 2020

    Coverage Q&A: The insured's business policy containing virus coverage also has an extension for civil authority.

  • Analysis

    Evaluating business interruption claims in a post-COVID-19 world

    Clara Park and Todd Bailey | May 13, 2020

    As insurers evaluate the costs associated with business interruption claims, the insured’s documentation will play a vital role.

  • Slideshow

    Common insurance terms to know with COVID-19 lawsuits on the horizon

    Denny Jacob | May 13, 2020

    With so many lawsuits arising out of coverage denials for coronavirus-caused losses, how terms are defined will matter.

  • Slideshow

    Loss prevention tips for cargo, transportation companies hurt by COVID-19

    Danielle Ling | May 12, 2020

    Allianz offers guidance for cargo and transportation companies in developing contingency plans in the COVID-19 pandemic.

  • Load More Stories
  • Case Study

    Restaurant seeks fast-track ruling on COVID-19 insurance coverage

    Max Mitchell | May 12, 2020

    This is one of 'hundreds, if not thousands, of lawsuits' filed by businesses in Pennsylvania seeking to recover losses.

  • Infographic

    Top health and safety concerns for reopening businesses

    Heather A. Turner | May 12, 2020

    Until the U.S. achieves widespread testing, the risk of spreading the coronavirus remains high.

  • Best Practices

    Alert clients, colleagues to these COVID-19 insurance scams

    Elana Ashanti Jefferson | May 11, 2020

    Seniors and remote workers are both being targeted by scammers who play on people’s pandemic fears.

  • Commentary

    COVID-19 supercharged insurance industry digital adoption

    Jason Verlen | May 11, 2020

    The pandemic catalyzed carriers to reset priorities and accelerate greater adoption of digital tools for claims processing.

  • Q&A

    Advice for independent agents in the COVID-19 crisis

    PC360 Staff Writer | May 11, 2020

    A 30-year industry veteran shares insights on how agents can overcome the challenges of the pandemic.

  • Load More Stories
  • News

    New COVID-19 report shows outbreak continuing to smolder

    Allison Bell | May 08, 2020

    The number of new cases fell in many states but increased in some.

  • News

    How insurers and brokers are working together during the pandemic

    Heather A. Turner | May 08, 2020

    The COVID-19 crisis hasn't changed the number-one priority for brokers and insurers — serving clients.

  • Commentary

    Ask the experts: The impact of COVID-19 on workers' compensation

    Kimberly George and Mark Walls | May 07, 2020

    Three industry experts answered audience questions regarding the impact of COVID-19 on workers' compensation.

  • Commentary

    The push to digitize insurance amid COVID-19

    Terry Rowinski | May 07, 2020

    Maybe finding new ways to serve your clients now helps show why what you do matters.

  • Analysis

    Three cybersecurity considerations for business clients in the COVID-19 era

    Catherine Rudow | May 06, 2020

    Sixty-five percent of small-business owners said they have been a victim of a cyberattack in a recent survey.

  • Load More Stories
  • Slideshow

    10 states most impacted by COVID-19 social distancing

    Denny Jacob | May 06, 2020

    These 'social' states are feeling the impact of COVID-19 more than their less social neighbors.

  • Commentary

    Coalition proposes Recovery Fund to help businesses during COVID-19

    Mike Becker | May 05, 2020

    The Recovery Fund is modeled after the September 11th Victim Compensation Fund operated by the federal government.

  • Best Practices

    COVID-19 cyber threats: A checklist for a remote workforce

    Tomas Suros, AbacusNext | May 05, 2020

    As more employees work remotely amidst the COVID-19 pandemic, businesses must revisit and revise their cyber defense measures.

  • News

    Coronavirus update: Vaccine testing, regions return to 'normal life' and more

    Heather A. Turner | May 04, 2020

    Here is a round-up of essential COVID-19-related news from around the world on May 4, 2020.

  • Analysis

    Tech-savvy fraudsters are filing false insurance claims

    David B. Smith | May 04, 2020

    The accessibility of videoconferencing apps has led to the quick adoption of telemedicine but these technologies are also increasing fraud.

  • Load More Stories
  • Commentary

    Managing risk as businesses reopen after COVID-19

    Patrick Kelahan (The Insurance Elephant) | May 04, 2020

    Should the assumption of risk and liability be a concern for reopening businesses?

  • Analysis

    How COVID-19 may affect future auto insurance premiums

    Laura Adams | May 01, 2020

    How might the pandemic impact auto premiums over the long term? There are many factors at play.

  • Commentary

    A better workers' comp system: The silver lining of COVID-19?

    John C. Peters, Ph.D., and Mary O’Donoghue, RN | May 01, 2020

    Here are three consequences of the coronavirus pandemic that can fuel positive change in the current workers' comp structure.

  • Analysis

    COVID-19: Business owners preparing for changes in operations

    Scott H. Steinmetz, P.E. | May 01, 2020

    Companies with changed operations as a result of the coronavirus need to consider the new risk exposures.

  • Slideshow

    Top 12 industries most at risk for job losses

    Michael S. Fischer | April 30, 2020

    Insurance clients in these fields face a moderate to high risk of pandemic-related layoffs, according to Moody's Analytics.

  • Load More Stories
  • News

    California’s virus war collides with its other crisis: Wildfires

    David R. Baker and Mark Chediak | April 30, 2020

    The COVID-19 pandemic complicates preparations for blazes that arrive with vengeance every year.

  • Commentary

    COVID-19: How insurance brokers can best serve small-business clients

    Alex Pisani | April 29, 2020

    Insurance agents and brokers who partner with HR experts offer clients a valuable resource during these turbulent times.

  • News

    U.S. economy shrinks 4.8% in Q1, signaling start of a recession

    Katia Dmitrieva | April 29, 2020

    It's the first quarterly economic contraction since 2014 and the biggest since 2008.

  • Commentary

    Combating cyber risks in the time of COVID-19 remote work

    Nicholas M. Cushmore and Margaux Weinraub | April 28, 2020

    The pandemic has provided cybercriminals with an opportunity to seize on widespread uncertainty.

  • Analysis

    Insurance considerations for cargo owners during COVID-19

    Jose Guerrero | April 28, 2020

    How will COVID-19 impact marine cargo insurers and insureds during and after the pandemic?

  • Load More Stories
  • News

    Aon cuts salaries of executives, 70% of employees amid COVID-19 crisis

    Heather A. Turner | April 28, 2020

    In a letter announcing the salary reductions, CEO Greg Case said 'no one at Aon is going to lose their job because of this COVID-19 outbreak.'

  • Analysis

    How affected workers can maximize the benefits of unemployment insurance

    Autumn Cafiero Giusti | April 28, 2020

    Here's what workers need to know so they can make the most of the new unemployment benefits created by the CARES Act.

  • News

    Coronavirus update: States begin reopening, eased restrictions worldwide and more

    Heather A. Turner | April 27, 2020

    Here is a round-up of essential COVID-19-related news from around the world on April 27, 2020.

  • News

    California's State Fund to cover workers' COVID-19 costs

    Karen Sorrell | April 27, 2020

    To qualify for benefits, California workers must provide a confirmed positive test for COVID-19.

  • Best Practices

    Insurance tips for 'pandemic puppies'

    Elana Ashanti Jefferson | April 24, 2020

    Stay-at-home orders during the COVID-19 outbreak prompted many families to get a new pet. Here's what they need to know about insurance.

  • Load More Stories
  • Commentary

    InsurTech advances minimize coronavirus upheaval

    Mike Kratzer | April 24, 2020

    The current remote-work environment highlights the need for insurance carriers and agents to step up integration of emerging technologies.

  • Slideshow

    6 types of employment lawsuits to expect in the wake of COVID-19

    Emily Payne | April 24, 2020

    Employers should pay close attention to these categories to ensure their actions don't trigger more trouble down the road.

  • News

    NAIC working group approves flexible COVID-19 accounting rules

    Allison Bell | April 23, 2020

    The panel says grace periods for COVID-19 victims may have to be longer than the grace periods for big hurricanes.

  • Q&A

    Workplace safety for COVID-19 essential workers

    Rosalie Donlon | April 23, 2020

    Sound risk management policies continue to be the key to keeping essential workers safe on the job.

  • News

    Senate passes relief bill, funding for small-business loans

    Melanie Waddell | April 22, 2020

    The bill includes $320 billion for the Paycheck Protection Program, which ran out of money last week.

  • Load More Stories
  • Q&A

    Homeowners insurance coverage for COVID-19 cleanup

    FC&S Editors | April 22, 2020

    Coverage Q&A: Does insurance cover the costs to sanitize the insured's home after it was exposed to the coronavirus?

  • Expert Opinion

    Business coverage disputes could tar all insurers

    James Quiggle | April 22, 2020

    Perceived unfairness over coverage for struggling businesses may rationalize revenge scamming of all insurers.

  • Analysis

    Pandemic Risk Insurance Act and the future of business interruption insurance

    Zachary Lerner | April 21, 2020

    What is PRIA, and how may it help mitigate the damages caused by the coronavirus pandemic?

  • Commentary

    CEO perspective: Business continuity during COVID-19

    Kimberly George and Mark Walls | April 21, 2020

    A special edition of the Out Front Ideas series discussed the challenges businesses are facing and how they are adapting.

  • News

    Coronavirus update: Protests erupt, insurance coverage lawsuits and more

    Heather A. Turner | April 20, 2020

    Here is a round-up of essential COVID-19-related news from around the world on April 20, 2020.

  • Load More Stories
  • News

    Class actions filed against six insurers over COVID-19 coverage

    Amanda Bronstad | April 20, 2020

    Lawyers say these six insurers denied business interruption claims filed by thousands of U.S.-based small businesses.

  • Podcast

    Stimulus loans: Tips for small insurance businesses

    Janet Levaux | April 20, 2020

    Experts explain the pros and cons of the federal relief loan program in a free webcast.

  • Commentary

    D&O insurance may help non-public companies with COVID-19 claims

    Daniel I. Wolf | April 17, 2020

    Non-public companies should review their D&O policies when evaluating coverage that may respond to COVID-19-related losses.

  • Commentary

    How to better manage P&C claims amid social distancing

    Maneesh Madan | April 17, 2020

    Accelerating a move to the cloud and AI is the need of the hour for insurers.

  • Infographic

    How state insurance departments are responding to COVID-19

    Christine G. Barlow, CPCU | April 16, 2020

    Here are the orders and procedures released by state insurance departments during the coronavirus pandemic.

  • Load More Stories
  • Commentary

    Dealing with workers' compensation in the wake of COVID-19

    Max Koonce | April 16, 2020

    The onset of the coronavirus pandemic has thrown workers' compensation claims and the return to work process into uncertainty.

  • Commentary

    COVID-19 spotlights the benefits of usage-based insurance

    Greg Donaldson | April 16, 2020

    Now is the time to consider full-scale adoption of UBI to help combat the unexpected, create customer transparency, and reduce carrier expenses.

  • Analysis

    Post-COVID-19 claims trends: What to expect

    Chris Tidball | April 16, 2020

    Other crises can provide some insight into how claims organizations could be affected in the wake of the coronavirus.

  • News

    Proposed business interruption bills could lead to disaster, says insurance leaders

    Heather A. Turner | April 16, 2020

    According to PIA, the proposed legislation would exacerbate existing disruptions and further delay economic recovery.

  • Q&A

    Navigating ALE coverage during COVID-19 stay-at-home orders

    FC&S Editors | April 15, 2020

    Coverage Q&A: With stay-at-home orders in place, how will insurers respond to additional living expense coverage?

  • Load More Stories
  • Analysis

    What insurance businesses need to know about the CARES Act

    Rick Grimaldi and Luke McDaniels | April 15, 2020

    The CARES Act establishes several new avenues for businesses to combat the financial repercussions of the COVID-19 crisis.

  • Analysis

    New Jersey offers grace period for insurance premium expenses

    Adam Budesheim | April 15, 2020

    An executive order from the governor allows installment payments over the next year.

  • Market Insights

    Neglecting idle facilities amid COVID-19 will cost companies, warns FM Global

    Kevin Ingram | April 14, 2020

    As offices, plants and warehouses close to slow the spread of COVID-19, other risks are emerging at these now-idle facilities.

  • Slideshow

    How top auto insurers rank for COVID-19 premium refunds

    Elana Ashanti Jefferson | April 14, 2020

    One top car insurance carrier received an 'F' from the Consumer Federation of America for its premium refund response. Other insurers have done nothing.

  • Commentary

    D&O and EPLI underwriting will look different after COVID-19

    Manny Cho | April 13, 2020

    Agents placing or renewing D&O and EPLI coverage should be prepared to answer new pandemic-related questions.

  • Load More Stories
  • Slideshow

    How insurance companies are giving back during COVID-19

    Heather A. Turner | April 13, 2020

    Here's how 10 P&C insurance companies are supporting local communities and customers during the fight against the coronavirus.

  • News

    Following passage of CARES Act, insurance groups call for COVID-19 fund

    Denny Jacob | April 13, 2020

    Leaders and groups from around the insurance industry issued statements regarding the CARES Act.

  • News

    What small businesses should know about COVID-19 stimulus loans

    Janet Levaux | April 10, 2020

    Small businesses need to apply as soon as possible for federal funds available through the Paycheck Protection Program.

  • Infographic

    These states introduced COVID-19 business interruption coverage bills

    Heather A. Turner | April 09, 2020

    More and more states are introducing legislation that would compel insurers to cover coronavirus-caused business losses.

  • Market Insights

    State of insurance rating: COVID-19 weather report

    Laird Rixford | April 09, 2020

    This report from ITC provides agencies and carriers a general baseline of their operations. amidst the coronavirus pandemic.

  • Load More Stories
  • Case Study

    Will the New York labor law apply to coronavirus claims?

    Cheryl Fuchs and Doug Rosenzweig | April 09, 2020

    At the outset, a laborer would have to make a showing that they contracted the virus at the jobsite.

  • News

    Calif.: Immigrant workers eligible for COVID-19-related WC benefits

    Denny Jacob | April 28, 2020

    The order includes workers engaged in front-line occupations such as health care, emergency services, food production and more.

  • Commentary

    For independent agents, the time to plan is now

    Tony Caldwell | April 20, 2020

    Agencies should begin their crisis plans now to not only survive the COVID-19 disruption but also accelerate recovery and growth.

  • Analysis

    COVID-19, business interruption and bad faith litigation

    Cheri Trites-Versluis | April 14, 2020

    Insurers must investigate and evaluate each policyholder's COVID-19 claim and then thoroughly explain coverage determinations.

  • News

    Wimbledon's pandemic insurance coverage results in $141M payout

    Heather A. Turner | April 10, 2020

    The renowned tennis tournament is set to receive around $141 million after paying for pandemic insurance coverage for nearly 20 years.

  • Load More Stories
  • Slideshow

    5 states most, least vulnerable to COVID-19's financial effects

    Marlene Satter | April 10, 2020

    WalletHub looked at the economic factors of COVID-19 and ranked the states that would be most — and least — affected economically.

  • Expert Opinion

    Managing employer risk in the age of the coronavirus - Part 2: Creating a plan

    Ian A. Stewart and Jana Farmer | April 10, 2020

    Employers' infectious disease programs should consider worker exposures and provide contingencies for a variety of scenarios.

  • Expert Opinion

    Managing employer risk in the age of the coronavirus - Part 1

    Ian A. Stewart and Jana Farmer | April 09, 2020

    Companies that address federal and state worker safety obligations could see fewer claims and fare better in litigation.

  • Market Insights

    What the FDA has to say about food safety amid COVID-19

    David Fiske and Lori Hunter | April 16, 2020

    Here's what food manufacturing clients should understand about food safety during the coronavirus pandemic.

  • Analysis

    COVID-19's management liability insurance concerns

    Joseph P. Monteleone | April 15, 2020

    The insurance industry is only beginning to see the legal implications of the global novel coronavirus crisis.

  • Load More Stories
  • News

    Coronavirus update: USPS at risk, vaccines in development and more

    Heather A. Turner | April 13, 2020

    Here are the essential coronavirus-related news pieces from around the world on April 13, 2020.

  • Analysis

    7 steps to prepare for the coronavirus claim tsunami

    Louie Castoria | April 13, 2020

    The waves of claims are on the horizon, but following these tips will help insurers be prepared.

  • News

    Auto insurers refund customers after 'unprecedented' driving slump

    Katherine Chiglinsky | April 09, 2020

    Several insurers are returning some money to customers as widespread shutdowns from the coronavirus cut down on driving.

  • Commentary

    Guidance for construction contractors mitigating coronavirus risks

    Warren E. Friedman | April 08, 2020

    Contractors should evaluate whether existing insurance policies provide coverage for coronavirus-related losses.

  • Analysis

    COVID-19 tax issues: Deducting casualty losses

    Jason Gilbert | April 07, 2020

    When businesses face new threats like COVID-19, there are always questions about the tax treatments of business losses.

  • Load More Stories
  • Commentary

    Here we go again: Virus exclusion for COVID-19 and insurers

    Richard P. Lewis, John N. Ellison and Luke E. Debevec | April 07, 2020

    Should insurers be able to avoid coverage for the coronavirus through the use of the virus exclusion?

  • Commentary

    Agile practices to help insurers maintain operations during COVID-19

    John T. Anderson | April 07, 2020

    The quantum leap toward virtual collaboration that occurred in recent weeks may permanently change the way we work.

  • Analysis

    Business insurance coverage in the COVID-19 era

    Paula E. Litt and Sara Brundage | April 07, 2020

    Recovering business income losses will depend on whether contamination due to COVID-19 constitutes the physical loss of or damage to property.

  • Slideshow

    How COVID-19 impacts the top geopolitical risks of 2020

    Heather A. Turner | April 07, 2020

    How the coronavirus impacts these threats will shape the international political risk landscape of 2020.

  • News

    Coronavirus update: Unemployment rises, global stimulus packages and more

    Heather A. Turner | April 06, 2020

    Here are some of the latest coronavirus-related news developments from around the world on April 6, 2020.

  • Load More Stories
  • Market Insights

    COVID-19 puts the workers' compensation system to the test

    Denny Jacob | April 06, 2020

    Workers' compensation insurers may soon experience a torrent of claims and lawsuits related to the coronavirus.

  • Q&A

    Event cancellation: Tips for hosts in the wake of COVID-19

    Heather A. Turner | April 06, 2020

    As many insurance events face cancellations or postponements, here's how hosts can make the changes as seamless as possible.

  • Commentary

    In the moment of truth, insurance is standing strong

    Deb Smallwood | April 03, 2020

    Amidst the spread of COVID-19, insurance is in a unique place to serve as a safety net for society.

  • Analysis

    The Families First Coronavirus Response Act: What employers should know

    Lorena E. Ahumada and John Schapiro | April 03, 2020

    The Act went into effect on April 1. How will it impact insurance employers?

  • News

    Travelers speeds up commissions during pandemic

    PC360 Staff | April 03, 2020

    The company intends to accelerate more than $100 million in commission payments to eligible agents and brokers.

  • Load More Stories
  • Best Practices

    COVID-19: How to manage your personal automobile

    Laura Adams | April 02, 2020

    Follow these safety tips to stay safe on the roads during the pandemic and minimize your risk of picking up the virus.

  • Analysis

    Coronavirus implications for insurance

    Scyld Anderson | April 02, 2020

    Determining coverage for a loss will depend on the policy language and its interpretation.

  • Editor's Letter

    Navigating our strange new world

    Rosalie Donlon | April 01, 2020

    There is likely to be a new version of normal for us all in the wake of COVID-19 and its economic fallout.

  • Analysis

    How to heed privacy law in the midst of a pandemic

    Alaina Lancaster | April 01, 2020

    Coronavirus hasn’t dismantled privacy protections in GDPR, CCPA and other privacy laws, yet.

  • Best Practices

    6 InsurTechs helping gig economy workers during the pandemic

    Sarah Kocianski | March 31, 2020

    The impact of COVID-19 on gig economy workers as well as small businesses has been devastating.

  • Load More Stories
  • Analysis

    The availability of insurance coverage for immediate coronavirus losses

    Robin L. Cohen, Marc T. Ladd and Alexander M. Sugzda | March 31, 2020

    There can be no debate that the presence of COVID-19 can make a business uninhabitable, unusable or unsafe.

  • Analysis

    COVID-19: Business overhead expense insurance considerations

    Jason Gilbert | March 31, 2020

    From a tax and insurance perspective, BOE insurance is one area business owners need to consider during a crisis.

  • News

    Coronavirus hits weddings, spurs fights over insurance policies

    Hailey Waller | March 31, 2020

    Weddings are now hard to find in the age of the coronavirus.

  • Commentary

    What to say to your clients, employees during a pandemic

    Gary Kimball | March 30, 2020

    It's not the time for silence.

  • Market Insights

    Fitch Ratings outlook for P&C, global reinsurance negative due to COVID-19

    Denny Jacob | March 31, 2020

    The outlook revision is due to concerns over COVID-19 and related impacts on the credit quality of reinsurers.

  • Load More Stories
  • News

    Coronavirus update: Tri-state travel warnings, CARES Act and more

    Heather A. Turner | March 30, 2020

    Here is an update on some of the biggest coronavirus-related news on March 30, 2020.

  • News

    Insurers worry virus-linked costs may reach $383B a month

    Katherine Chiglinsky | March 30, 2020

    The battle over business-interruption losses is heating up.

  • Commentary

    How insurers can use big data to manage the COVID-19 pandemic

    Jacqueline Legrand | March 27, 2020

    Caught between higher demand and tightening supply, insurers look to technology to compute adequate rates and come up with new types of coverage.

  • News

    House passes $2.2 trillion coronavirus relief bill

    Melanie Waddell | March 27, 2020

    The bill, passed by voice vote, now goes to President Trump's desk.

  • Analysis

    Expect coronavirus-related insurance frauds to rise

    Matthew J. Smith, Esq. | March 27, 2020

    Previous economic downturns have resulted in a marked increase in scams, and insurers should beware.

  • Load More Stories
  • News

    How insurance agents are helping clients through the pandemic

    Heather A. Turner | March 27, 2020

    Here's how some brokers are handling business during the coronavirus, including a video with PIA's CEO and member agents.

  • Analysis

    What is physical damage, and does COVID-19 cause any?

    Christine G. Barlow, CPCU | March 27, 2020

    When policies don’t define a term, courts generally refer to a standard dictionary.

  • Analysis

    Cruise ship insurers: Staying afloat in COVID-19’s wake

    Joyce Anne Grabel | March 26, 2020

    The $45-billion cruise industry is at the forefront of the crisis, and recent lawsuits are just the tip of the iceberg.

  • Editor's Letter

    Our commitment during the coronavirus pandemic

    Heather A. Turner | March 24, 2020

    As the insurance industry learns to navigate coronavirus challenges, our coverage is here to help.

  • Commentary

    The real impact of COVID-19 on workers' compensation

    Mark Walls | March 26, 2020

    COVID-19 will impact the workers’ compensation industry well beyond claims related to the virus.

  • Load More Stories
  • News

    Senate passes $2.2T stimulus package

    Melanie Waddell | March 26, 2020

    Lawmakers, however, are already calling for more.

  • News

    Coronavirus update: Border closures, 'stay-at-home' orders and more

    Heather A. Turner | March 23, 2020

    Here is an update on the latest COVID-19-related news from around the world on March 23, 2020.

  • Q&A

    Coronavirus coverage under a CGL policy

    FC&S Editors | March 25, 2020

    Coverage Q&A: Is business interruption coverage included in the insured's commercial general liability policy?

  • News

    COVID-19: NJ holds bill compelling insurers to pay business claims

    Suzette Parmley | March 25, 2020

    Proposed legislative would support small business owners who have lost income due to the novel coronavirus.

  • Commentary

    Consider insurance ‘during’ and ‘after’ COVID-19 (before it’s over)

    Patrick Kelahan (The Insurance Elephant) | March 24, 2020

    How will the COVID-19 outbreak affect risk management business?

  • Load More Stories
  • News

    The InsurTech response to COVID-19

    Elana Ashanti Jefferson | March 24, 2020

    PC360 asked insurance technologists how they're weathering the novel coronavirus crisis.

  • News

    Construction industry feeling impact from COVID-19 slowdown

    Lisa Brown | March 23, 2020

    Expect an increase in claims related to contractual scheduling along with mediations, arbitrations and litigation over construction delays.

  • Commentary

    Ways to stress test your insurance business for coronavirus impact

    Lloyd Lofton | March 23, 2020

    Stress testing what you know about your business now can help when navigating a crisis.

  • Case Study

    COVID-19 cases hit the courts

    Amanda Bronstad | March 20, 2020

    The coronavirus outbreak has already spawned multiple lawsuits — and class actions are no exception.

  • Commentary

    Coronavirus work-from-home response a boon for cybercriminal exploitation

    Mark Sangster | March 20, 2020

    As workforces take up social distancing to shelter at home, the risk of attacks against corporate remote access systems goes up.

  • Load More Stories
  • Commentary

    What the coronavirus can teach us about fighting insurance fraud

    Matthew J. Smith, Esq. | March 19, 2020

    It is vital that insurers share more information, avoid fraud-spreading practices and never surrender to scammers.

  • Research

    COVID-19 cases could skyrocket to 600K–2M by April 1, AIR projects

    Danielle Ling | March 19, 2020

    The coronavirus pandemic will only worsen, experts warn. New modeled projections from AIR estimate just by how much.

  • News

    Senate passes bill for sick leave, free testing

    Melanie Waddell | March 19, 2020

    The next step, getting money to Americans, has sparked disagreement.

  • Slideshow

    10 states responding most aggressively to the coronavirus threat

    Emily Payne | March 18, 2020

    States are taking the threat of COVID-19 seriously, and some are acting swiftly and decisively to stop the virus in its tracks.

  • News

    First coronavirus coverage suit filed for business interruption

    Randy Maniloff | March 19, 2020

    A La. lawsuit will play an important role in determining the potential availability of business interruption coverage for coronavirus-caused losses.

  • Load More Stories
  • Commentary

    An insurance pro's practical guide to 'black swan' events

    Gary Pearce | March 19, 2020

    How would you have prepared a couple of months back had you known that business and society was about to be impacted by a global crisis?

  • News

    In response to COVID-19, Sedgwick expands crisis services

    Heather A. Turner | March 19, 2020

    From 24/7 nurse triage services to writing cleaning protocols, Sedgwick has announced new offerings in response to the coronavirus outbreak.

  • Q&A

    Does insurance cover COVID-19 sanitation costs?

    FC&S Editors | March 18, 2020

    Coverage Q&A: Many businesses are going above and beyond to clean and sanitize their premises to protect against the coronavirus.

  • Commentary

    COVID-19: Insurance coverage for the energy, manufacturing industries

    Pamela D. Hans and Nicholas R. Maxwell | March 18, 2020

    The coverage perhaps most important for energy and manufacturing companies right now: contingent business interruption.

  • News

    Class action filed against China over COVID-19 outbreak

    Amanda Bronstad | March 18, 2020

    Lawsuits have begun related to the global COVID-19 outbreak. This one alleges Chinese authorities 'proverbially put their head in the sand.'

  • Load More Stories
  • News

    AM Best to release pandemic-related stress test for insurers

    Heather A. Turner | March 18, 2020

    To gauge COVID-19's impact on the industry, AM Best announced that it is developing stress testing to conduct on insurers' balance sheets.

  • Q&A

    Can Fido catch COVID-19?

    Heather A. Turner | March 17, 2020

    The coronavirus has been a source of concern for pet owners around the world. One expert shares what pet owners should know — and do.

  • Commentary

    Don't let the coronavirus deprive us of our common sense

    Patricia L. Harman | March 16, 2020

    Care and precautions make sense, but panic is not the best response to the coronavirus.

  • News

    RIMS 2020 Annual Conference & Exhibition canceled

    Elana Ashanti Jefferson | March 16, 2020

    Government agency direction to limit large gatherings amidst the COVID-19 outbreak spurred the decision.

  • Analysis

    Special events insurance for coronavirus cancellations

    Michael Giusti | March 13, 2020

    While insurers are still writing cancellation policies, nearly every one that is currently offered is sure to have specific exclusions for COVID-19.

  • Load More Stories
  • News

    Trump to declare national emergency over coronavirus

    Melanie Waddell | March 13, 2020

    The move would open the door to more federal aid for states and municipalities.

  • Market Insights

    U.S. P&C insurers face 'limited exposures' from coronavirus

    Heather A. Turner | March 13, 2020

    Carefully worded policy exclusions will help limit P&C insurers' risks — but not entirely.

  • Podcast

    Wading through the coronavirus maze

    Patricia L. Harman Danielle Ling | March 12, 2020

    A new podcast from FC&S and PropertyCasualty360.com highlights some of the issues for insurers surrounding COVID-19.

  • News

    Trump restricts travel from Europe, offers aid for businesses

    Justin Sink, Jennifer Jacobs and Saleha Mohsin | March 12, 2020

    In his address, Trump claimed that his early action to restrict travel from China slowed the spread of the coronavirus in the U.S.

  • Commentary

    COVID-19: More than a health threat

    Rod Hughes | March 12, 2020

    The coronavirus has put companies' brands and reputations at risk, but a strong crisis communications plan can help mitigate damage.

  • Load More Stories
  • Best Practices

    Coronavirus: How to advise commercial insurance clients

    April Boyer and Claire Flowers | March 11, 2020

    Employers can take these steps to address potential or actual COVID-19 occurrences in the workplace.

  • News

    NAIC cancels in-person spring meeting due to coronavirus concerns

    Allison Bell | March 11, 2020

    The state regulator group will move the proceedings to a virtual format.

  • News

    Couple aboard the Grand Princess is suing over virus quarantine

    Michael A. Mora | March 11, 2020

    Two Florida passengers, who were stuck on a coronavirus-stricken cruise ship, are seeking more than $1M in damages.

  • Analysis

    What you need to know about coronavirus and supply chains

    Barbara Chang | March 10, 2020

    The COVID-19 outbreak is disrupting supply chains for computers, electronics, vehicles and more.

  • Analysis

    Insurance may cover these coronavirus-related scenarios

    Anita Byer | March 10, 2020

    While commercial insurance is not designed to protect against illnesses, standard policies may provide limited coverage.

  • Load More Stories
  • News

    Coronavirus update: States declare emergencies, Italy lockdown and more

    Heather A. Turner | March 09, 2020

    Here are the latest coronavirus updates from around the world on March 9, 2020.

  • Analysis

    'Bleak' outlook ahead for some global companies as virus spreads

    Phillip Bantz | March 09, 2020

    Some global companies are losing about $71K a day, among other losses, as a result of the coronavirus, a new survey shows.

  • News

    Trump signs $7.8 billion virus bill after infections increase

    Erik Wasson and Justin Sink | March 06, 2020

    The measure reimburses local governments for the cost of preparing for the virus as well as a $500M investment in telehealth programs.

  • Best Practices

    Pandemic checklist: How individuals and businesses can prepare

    FC&S Editors | March 05, 2020

    Here are several recommended precautions to take to help prevent and cope with the spread of the coronavirus and other infectious diseases.

  • Best Practices

    Coronavirus fraud: A guide to potential schemes

    Ryan McConnell and Matthew Boyden | March 03, 2020

    Fear and confusion create a climate ripe for fraud. Here are some potential schemes company leaders and risk management executives should prepare for.

  • Load More Stories
  • News

    Assessing the personal impact of the coronavirus

    Patricia L. Harman | March 02, 2020

    Claims arising from COVID-19 are likely to affect just about every line of insurance, but it’s people who are paying the highest price.

  • News

    Airlines upended with coronavirus posing ‘9/11-type’ travel risk

    Esha Dey | February 28, 2020

    The virus outbreak has the potential to hurt upcoming peak travel periods, threatening airline profits.

  • Commentary

    Will travel insurance cover coronavirus?

    Autumn Cafiero Giusti | February 25, 2020

    With continued flight cancellations and imposed travel restrictions, it's important to know what travel insurance covers.

  • Commentary

    Notes from China: As the virus spreads, keep calm and carry on

    Anna Zhang | February 24, 2020

    Law.com International's Hong Kong bureau chief describes her experience while visiting family in mainland China during the coronavirus outbreak.

  • Analysis

    Chinese companies seeking contract exemptions amid outbreak raise new concerns

    Sue Reisinger | February 20, 2020

    Experts say outside companies have just three options when handling Chinese force majeure claims.

  • Load More Stories
  • News

    Coronavirus outcomes range from pandemic to new flu, experts say

    Robert Langreth and Michelle Cortez | February 19, 2020

    Even as the number of new cases appears to ebb, experts say they’re preparing for a future that past pandemics have only hinted at.

  • Commentary

    For businesses suffering from coronavirus losses, insurance may offer a remedy

    Walter J. Andrews and Cary D. Steklof | February 12, 2020

    Around the world, travel and events have been postponed or canceled and supply chains have been disrupted as a result of the outbreak.

  • News

    Coronavirus spurs ISO to provide business interruption endorsement

    Christine G. Barlow, CPCU | February 10, 2020

    Coverage is for loss of business income or extra expenses incurred because the civil authority ordered a closing to prevent the spread of disease.

  • News

    Is the coronavirus a covered insurance loss?

    Patricia L. Harman | February 03, 2020

    As the pandemic grows, insurers could see resulting claims from such sectors as health, workers' comp and travel.

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