D.C. restaurants lose COVID-19 insurance coverage suit

The case is Rose’s 1, LLC, et al. v. Erie Insurance Exchange, No. 2020 CA 002424 B, D.C. Super. (ALM Archives)

The Superior Court of D.C. recently ruled in favor of an insurance company, finding that a typical property insurance policy does not provide business interruption coverage for losses sustained by restaurants during COVID-19 shutdowns.

Rose’s 1, LLC, (Rose’s), which owns and operates several prominent D.C. restaurants, was forced to close their doors and suffered serious revenue losses after Washington D.C. Mayor Muriel Bowser ordered the closure of all non-essential businesses amidst the pandemic.