Coverage Q&A: The policyholder wants to file his stolen vehicle claim under a home policy with a lower deductible.

Coverage Q&A: The insured's rental property is experiencing an infestation of bed bugs.

Coverage Q&A: Recent UFO sightings have insureds wondering what policies may cover should extraterrestrials arrive on Earth.

Coverage Q&A: Collapse is a covered loss in most insurance policies; however, other factors are considered when determining coverage.

Coverage Q&A: The insured will be unable to use his stove due to a gas leak. Does this mean the premise is unfit to live in?

Coverage Q&A: A contractor removed snow from a parking lot, then 48 hours later, someone is injured.

Coverage Q&A: The New York State Thruway Authority submitted a bill to the insurer for expenses related to the insured's auto loss.

Coverage Q&A: The insured claims government agencies illegally confiscated hemp that she grew legally.