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An employee at the insured business negligently collided with a customer’s vehicle while it was in the care, custody and control of the insured. (Photo: Digiphoto/iStockphoto)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor’s Note: What happens when your car is damaged while at an auto body shop for repairs? Is it your policy that pays for the damage or the body shop’s coverage? We explore that situation in this week’s Q&A.

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