Most policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?

Insurance experts address coverage questions regarding the storage of flood-damaged property, exactly what type of damage can be attributed to flooding, and

Readers pose questions about garbage truck property damage, mistakenly trashed diamond earrings, and alleged vandalism caused by improperly disposed refuse.

Repair costs and local regulations are just two factors that can impact an insured's settlement amount.

After part of a commercial building or residence collapses, you have to determine the cause of the loss to determine the coverage.

Determining liability to damaged property during or immediately after its sale can be complicated.

Here's what you need to know about managing an insured's 'intent to repair and replace' notice.

Should a condo owner's injury be covered by the association's policy? What about damage perpetuated by a renter?