Question: I have a question regardingthe temperature/humidity exclusion under form IM 7053 08/12. I havea claim that involved humidity that entered solenoids that sat ata builder's risk project for six to 12 months.Moisture got into the circuits and caused corrosion. Would thisfall within this exclusion? I am trying to understand the purposeof the exclusion. Thank you for your help.

— Ohio Subscriber

Answer: Changes in temperature andhumidity are a general condition of the planet, and are not usuallya fortuitous loss. Even in very humid areas, it takes some time forcorrosion to occur, and the property was left for up to 12 months.The exception applies when the temperature or humidity changes leadto another loss; for example if dampness causes wires to short outand cause a fire. The resulting fire would be covered.

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