Coverage Q&A: This question regards collision vs. comprehensive coverage in a standard personal auto policy.

Coverage Q&A: If the insurance policy in question is from the year 2000 or earlier, the entire loss should be covered.

Coverage Q&A: A septic tank, by virtue of being part of the dwelling's plumbing system, is covered as a part of the dwelling.

Coverage Q&A: Like a car or a home, farm equipment is often required to carry insurance coverage.

Coverage Q&A: Property damage caused in the course of vandalism or theft is often covered by insurance.

Coverage Q&A: Delineating between personal property and business property is essential when determining coverage after an insured event.

Coverage Q&A: The insured is to assume no obligation, make no payment, or incur any expense without the consent of the insurer.

Coverage Q&A: Both Federal Emergency Management Agency (FEMA) and National Flood Insurance Program (NFIP) form language can impact claims.