Most COIs have had at least one material misrepresentation between the coverage shown and that provided.

More questions after ISO fixes coverage loophole.

It's not the same old story: A carrier changes its definition of insured in its endorsement for Auto liability. Columnist Chris Amrhein analyzes how that impacts a personal auto policy.

Just breathe the terms replacement cost, flood, improvements and betterments, gap coverage, hurricane, coinsurance, or a plethora of other policy provisions, and cue the fireworks!

Welcome to June: The month of baseball games, summer picnics, graduation parties and weddings. Can you guess what coverage issue jumps to mind? That's right: liquor liability.

Spring has sprung, the smell of fresh flowers wafts through newly opened windows, and every baseball fan's team still has a shot at the pennant. Ahh, if only all fools were merely captives of sports daydreams. Unfortunately, it appears there are far more fools than suspected lurking within our own...

Follow up with your clients: Respondents to a Chubb survey say they failed to buy key coverages because they thought they already had it.

Don't be a fool. Make this April the month you seize the checklist. E&O claims analysis has shown conclusively that the regular application of coverage checklists is a key driver of better coverage recommendations, higher sales, increased revenues and lower E&O exposure for the agency.