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Climate change and the risk it poses to property owners is not dissuading people from moving to the coast. (Photo: Shutterstock) Climate change and the risk it poses to property owners is not dissuading people from moving to the coast. (Photo: Shutterstock)

Headlines about the cost of climate change tend to raise alarms — and for good reason. The National Oceanic and Atmospheric Administration (NOAA) says that billion-dollar disasters have cost us $2.1 trillion since 1980 — and those disasters aren’t going anywhere.

But what’s often lost during insurance-industry conversations surrounding climate change is that the cost is predictable. And if it’s predictable, it’s also an expense that can be managed.

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