Cyber insurance is unlike standard property and liability lines because the nature of cyber risk itself is different. (Sergey Nivens/Fotolia) Cyber insurance is unlike standard property and liability lines because the nature of cyber risk itself is different. (Sergey Nivens/Fotolia)

As brokers and buyers know well, insurance historically has cycles of hard markets, soft markets and conditions in between.

Since 2019 or so, the property & casualty insurance market has ranged from firm to hard. One line of insurance, however, should behave differently: cyber.

 

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