There are, of course, a number of factors that can determine an individual driver's auto insurance rates. Some of these are factors a driver can control, such as their credit history or driving record. Other factors are beyond a driver's control. Location may be one of those non-negotiables. Benzinga recently conducted a 50-state study to analyze how much of a typical household's income is devoted to paying auto insurance. The financial media outlet used the results to determine which of the United States have the most and least affordable car insurance. In general, this research indicates that U.S. households spend anywhere between 2% and 8% of their income on car insurance. To determine the study results, Benzinga calculated the proportion of income devoted to paying for insurance on two cars in each state household. Researchers then divided the average auto insurance premium by the average household income in each state. The slideshow above indicates the 10 most expensive states for car insurance, according to Benzinga. See also:

• Top 15 U.S. states for car trouble in 2019
• WalletHub: 10 best states for cheap car insurance
• The most expensive states for car owners
• The 10 worst states for accident claims