Accident claims are sure to raise insurance rates, but how much more you can expect to pay may vary by where you live.

On average nationally, car insurance rates go up 31% — or $450 — after just one at-fault accident with more than $2,000 in damage, according to data from But for 13 states and the District of Columbia, average annual rates are more than $500 higher for drivers who have caused a recent accident. Drivers in these states and D.C. also pay more than $2,000 yearly for insurance after an accident claim.

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Danielle Ling

Danielle Ling is an experienced video journalist and business reporter. As associate editor, Danielle manages all multimedia and reports on industry news and risk-related coverage, managing all weather-related content. A University of Maryland and Philip Merrill College of Journalism alum, Danielle previously served as a video journalist for Verizon FiOS 1 News NJ, Push Pause. Connect with Danielle on LinkedIn or email her at [email protected].