This we know: Cyber risk continues to evolve, which underscores the challenge of identifying and thwarting risks.

"It's vital to stay on top of potential risks as they emerge," Michael Tanenbaum, head of Chubb Cyber North America, said in a recent press release. Chubb boasts more than two decades of experience writing cyber insurance policies, and drew on that expertise to attempt to foresee the nature of this year's major cyber threats.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].