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Directors & officers need to be aware of potential risks from blockchain, cryptocurrency and ICOs. (Photo: Shutterstock)

We can’t turn on a television, go online, or engage in a conversation during a cocktail reception without blockchain or cryptocurrency coming up. But beyond the usual exchange of lofty ideas for obtaining exponential returns on an investment, there is typically little discussion of the practical application of the blockchain technology, and even less about the attendant risks associated with investments in cryptocurrencies utilizing the technology. Recent litigation has defined exposure that insurance professionals, particularly those operating in the financial institutions space, should be keenly aware of.

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