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The cyber market's ever-evolving threats to business can be mitigated with the aid of brokers savvy enough to identify coverage gaps in existing policies. (Photo: Shutterstock)

Welcome to 2018! In this month’s National Underwriter Property & Casualty cover feature, I examine the state of the Cyber insurance market and shed some light on the ever-evolving threats to business that can be mitigated with the aid of brokers savvy enough to identify coverage gaps in existing policies — primarily, Property and Business Interruption.

Business interruption is of particular note when discussing one of the great untapped markets for Cyber coverage: small to midsized businesses. These potential clients present the single greatest opportunity for Cyber coverage, because they’re the ones who need it the most.

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Shawn Moynihan

Shawn Moynihan is Editor-in-Chief of National Underwriter Property & Casualty. A St. John’s University alum, Moynihan has earned 11 Jesse H. Neal Awards, the Pulitzers of the business press; seven Azbee Awards, from the American Society of Business Press Editors; two Folio Awards; and a SABEW award, from the Society of American Business Editors & Writers. Prior to joining ALM, he served as Managing Editor/Online Editor of journalism institution Editor & Publisher, the trade bible of the newspaper industry. Moynihan also has held editorial positions with AOL, Metro New York, and Newhouse Newspapers. He can be reached at [email protected]

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