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Tower Bridge, on the river Thames, in central London, Thursday, Jan. 19, 2017. (Photo by Joel Ryan/Invision/AP)

Through coverholding, underwriting agents around the world have built longstanding and extremely beneficial relationships with carriers in Lloyd’s and the London wholesale insurance market.

Delegated authority arrangements give managing general agents and other coverholders access to risk capacity with a broad and specialist appetite, and deliver high-quality, appealing risks directly to London insurers. The system has worked for everyone for more than a century. Today, however, many such partnerships are under threat.

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