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Why hasn’t the cyber insurance take-up rate been greater and become a staple of the insurance industry? That is the multibillion-dollar question today.

The irreversible trend of a growing reliance on internet-based data flow and storage of information to capitalize on greater efficiencies and deeper insights has led to an increased number of cyber breaches and attacks. These incidents have become so frequent, widespread and costly in recent years that they’re considered one of the fastest-growing concerns in the insurance industry. Cyber risk consistently ranks atop leading emerging risks analyses.

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