It's hard to find a job today where someone isn't logged on to the Internet, so it may seem silly to ask this question: Is the World Wide Web dead? But that's the question asked in the recent issue of Wired magazine.

Certainly the Internet is not dead--we need a way to connect to each other--but the Web is a different story thanks to the rise of applications that connect us directly to companies without surfing the Web.

It's interesting that applications for the iPhone, Black Berry, and Android have risen to such prominence in the last year just as the insurance industry is finally making a dent in the World Wide Web. If there's one catch-phrase for every application in the insurance field today it's "Web-enabled."

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