Teresa Gallop of Norfolk, Va., was found guilty on Oct. 5, 2009, for a list of counts that was almost as long as the fraudulent proof-of-loss claims she submitted.

Following a staged auto accident, Gallop filed a 42-page proof-of-loss statement, claiming that more than 452 items of clothing, CDs, and electronic equipment had been stolen from her Mazda Prot?g? after it was taken to a tow lot. Not only did she claim to have had so much property in her car at the time of the crash, but she also reported her children as passengers during the crash. Fitting so much in a car along with five passengers may have seemed a lofty claim, but she didn't stop there.

Gallop staged not just one, but three auto crashes from which she collected $51,855.09 in bodily injury claims. Investigators found that vehicles were intentionally crashed into each other, and, following the collision, Gallop and her children got into the car as passengers. Gallop also managed to alter medical bills, in some cases fabricating them entirely to obtain more money.