At a time when business titans are being dismissed as the dumbest guys in the room, one icon–Warren Buffett, head of Berkshire Hathaway–has not been afraid to speak out optimistically about the future of the economy in general and the insurance business in particular.

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As usual, Mr. Buffett doesn't pull any punches. In his annual letter to shareholders, he warned that “the economy will be in shambles throughout 2009–and, for that matter, probably well beyond–but that conclusion does not tell us whether the stock market will rise or fall.”

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