I just spent a sobering couple of days in New York City at the annual PLUS D&O Symposium. The consensus among speakers, which included top insurers, brokers and attorneys, is that when it comes to litigation, the worst is yet to come. And we’re not just talking securities class-action (SCA) lawsuits affecting the financial services sector: this unprecedented and hellacious economy is perfectly capable of biting even stable businesses if their vendors, suppliers or other significant business others get hurt.

Try these 2009 projections from a variety of symposium panelists:

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