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Worried%20Doctor.JPGHorror stories are a staple of those who believe that universal health insurance, with strict parameters set up by the federal government, is the answer not only for the tens of millions with no coverage, but even for those fortunate enough to have a policy, yet who too often find themselves left up the creek by outrageous carrier misconduct. Exhibit A is the case of Patsy Bates, whose health insurer dumped her during breast cancer treatments, and who paid the price last month.

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