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CompassMan.JPGThe commercial insurance market in general might be heading south, but the bottom hasnt fallen out yet, a survey of National Underwriter readers reveals. Indeed, the market might still be a lot more rational than people think.

Indeed, despite a general decline in prices, a significant percentage of risk managers expect premiums to rise for selected coverage, and anticipate their overall insurance spending and risk retention levels to either remain unchanged or increase over the next 12 months, the survey of 132 of NUs risk management subscribers found.

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