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Groucho.JPGResponding to the growing demand for alternatives to the unreliable commercial insurance market, the tiny European nation of Freedonia opened its doors on April 1 to self-insured captives from all over the world.

Freedonia is the latest in a series of domiciles, both on-and off-shore, to establish a haven for risk managers fed up with cycles and unreliable carriers in the standard commercial lines market.

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