Agencies urged to consider whether other investments would outperform

An emphasis on private ownership and having fun at work helps create a winner

For many years, independent agents were little more than policy shoppers--their sole measure of success being how low a premium quote they could get for price-sensitive clients. That's all changed,

TRUCKING is a growing niche. That should be obvious to anyone who has driven on an interstate highway lately, and it also is backed up by statistics from the Federal Highway Administration. According to the most recent information posted on its Web