Insurance industry news from NFP, Ernst & Young LLP, Pepper and more.

According to a report from Instituto Cervantes, the United States is home to the world's fourth-largest native Spanish-speaking population.

'If you aren't trying to figure out how you can make your customer-service applications better, faster and cheaper... you will be left behind.'

A new court ruling could affect cyber insurance policy exclusions and insureds could assume more costs in the event of a loss. The ruling underscores the fact that cyber insurance is no substitute for cyber defense.