Targeting the next generation of insurance customers, Travelers asked millennials what they wanted in an insurance plan, and came up with Traverse.

Though consumer confidence in automated vehicles is mixed, Generation Y and Z present a unique opportunity for insurers. They are among the most willing to ride in an automated vehicle, according to the study.

Important lesson for insurers: Be sure your forms and policies keep up with changes in the law.

Many, but not all, consumer travel insurance plans cover lost or stolen baggage at varying levels, depending on the type of plan.