Driving while talking on a cell phone is universally accepted as a dangerous activity. But how dangerous is it?

Pleasing 100 percent of the people 100 percent of the time is impossible, the saying goes, and if anybody can verify the certainty of that statement, it's adjusters.

The environment isn't the only thing benefiting from the development of hybrid cars.

Founded in 1940 by Harry David Zutz, the agency provides a wide range of insurance products and services, specializing in professional liability insurance for associations. The agency's 2005 gross rev