Between 2002 and 2004, the IRC study said, average liability premium costs dropped from $559 to $476, a 15 percent difference. The study noted that nationwide, this number increased 9 percent over the

The system was initiated shortly after a devastating tsunami killed more than 300,000 Indonesians on Dec. 26, 2004. The gargantuan wave was caused by an earthquake in the Indian Ocean. Because the

The system was initiated shortly after a devastating tsunami killed more than 300,000 Indonesians on Dec. 26, 2004. The gargantuan wave was caused by an earthquake in the Indian Ocean. Because the

Under the terms of the agreement, Berkshire Hathaway would exchange all or substantially all of its 1,724,200 common shares for 100 percent of a White Mountains subsidiary, which will hold Commercial