Laying off full-time journalists in favor of relying on freelancers and syndicated content providers has become an increasingly common strategy for media companies seeking to maintain their profits.

As traditional media companies adapt and attempt to thrive within the rapidly changing digital space, they are discoveringsometimes painfullythat their insurance coverage also must evolve.

The benefits of telematics-based auto-insurance products could go beyond better risk selection and pricingand could include better fraud detection and the ability to provide feedback to consumers on CO2 emissions, fuel consumption and other factors that may lower the cost of driving, a new Celent report says.

Doris Amen, funeral director and proprietor of the Jurek Park Slope Funeral Home in Brooklyn, N.Y., sends her clients out in style in a 1978 silver hearse, for which she carries commercial insurance. The vehicle is anything but subtle. People know Im coming, says Amen, who also favors a purple...