Schools struggle to overcome budget shortfalls by slicing and dicing their insurance needs.

The Federal Insurance Office (FIO) is being told the government should support the private reinsurance market and think long and hard before creating any government backstop that would alter the current system.

Another look at how to protect against these human disasters

Years at company: 3 yearsCollege: University of South Carolina ‘97How does your office reflect how you work?I prefer an active working environment.…