Think insurance fraud is the exclusive domain of crooked policyholders or the Russian mob? Take a look in the mirror. Producer perpetrated fraud is on the rise, especially in these lingering tough timesand insurers are watching.

When surveyed about their parent's driving habits, teens reported dangerous and distracted driving behaviors such as texting or talking on the phone, speeding, driving without a seatbelt and even driving under the influence of alcohol.

Is a newlywed still covered under his parents auto insurance?